| Sharedrafts: | |
| Overdraft (NSF) | $30.00/item |
| Return Draft | $30.00/item |
| Debit Card NSF | $30.00/item |
| Stop Payment of Draft | $30.00/group |
| Copy of Draft | $2.00 – $5.00/item |
| Account balancing assistance | $15.00/hour |
| Wire Transfers: | |
| Incoming | $25.00 |
| Outgoing | $25.00 |
| Late Payment: | |
| Installment Loans | $20.00 after 15 days past due |
| Mortgage/2nd Mortgage | 5.0% of overdue payment after 15 days |
| IRA Fees: | |
| Maintenance fee | $5.00 |
| Withdrawal before 59 ½ | $25.00 |
| Closure fee | $10.00 |
| Miscellaneous: | |
| Early closure fee (90 days) | $5.00 |
| Money Orders | $0.75 each |
| Copy of Activity from credit union | $1.00/page |
| Fax Machine | $1.00/page |
| Replacement Debit or Visa Card | $10.00 |
| Cashier’s Check | $2.00/Check |
| Home Equity Loan Doc Fee | $100.00 |
| Loan Application Fee | $30.00 per applicant |
| Visa Credit Card Late Fee | $30.00 |
| Inactive Monthly Fee | $5.00 |
| Visa, Discover & MasterCard Cash Advances for non members | $5.00 ($25-$500) 1% of cash advance ($501-$3000) |
Fee Schedule
Current Rates
as of 09/18/2024
New Auto – as low as 5.15%
Used Auto – as low as 6.25%
New Recreational – as low as 5.15%
Used Recreational – as low as 6.25%
Home Equity – as low as 6.50%
Rates are based off of your credit scores
Access all our rates.
Lost or Stolen Card?
Call 1-833-933-1681 (International call 812-647-9794) after credit union hours or shut your card down in the APP. If you get a text from our Fraud Dept. they are verifying a transaction that you did, please respond.