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Our Services

Everything you need to bank, borrow, and manage your money - with local people behind every decision.

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Our Services

As a member-owned credit union, we offer a full range of services built around the people of Grand Forks. Here's everything Northern Valley provides.

Accounts

Savings Accounts

$5.00 to open. Bring a driver's license or photo ID and Social Security card

Children's Savings Accounts

$5.00 to open. Social Security card required.

Checking Accounts

No minimum balance. Free checks for members over 55.

Certificates of Deposit

$1000 minimum - $500 for children

Direct Deposit

Have your paycheck deposited automatically.

Cards

Debit Cards

Credit Cards

Cash Advances

On VISA MaSterGar.and Discover.

Digital Banking

Mobile App

Picture Pay, remote deposit, turn cards on/off, transfer funds, view cleared check images, and see pending transactions

Online Banking

Free E-Statements

Loans & Borrowing

Auto & Recreational Loans

New. used. or refinance.

Home Equity Loans

Unsecured Loans

Share Secured Loans

Borrow against your savings.

Employment Note

Must he employed three (3) months or more to qualify.

In-Branch & Member Services

ATM Machine

Night Deposit Box

Wire Transfer

Redeem Savings Bonds

Drive-Up Window

Money Orders

Notary Service

Ready to Get Started?

Enroll in Internet Banking or apply for a mortgage through our partner.

Northern Valley Federal Credit Union
3030 Demers Ave
Grand Forks, ND 58201

Your Deposits Are Safe

Your savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.

NCUAEqual Housing Opportunity
Routing # 291378554
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NMLS# 411148
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2026
Northern Valley Federal Credit Union